Privacy Policy

Account data. When you sign in with Google, we receive your name, email address, profile picture, and Google account ID. We don’t receive or store your Google password.

Content you create. Portfolios, transactions, positions, watchlists, alerts, and related notes you enter in the Service.

Subscription and billing. If you purchase a paid plan, our payment processor handles the card or wallet details and shares a limited transaction record (amount, status, plan) with us. We do not store full card numbers.

Usage and device data. Pages visited, features used, approximate timestamps, IP address, browser type, and device information. We use this to keep the Service running and to improve it.

Communications. Messages you send us (email, support, feedback) so we can respond and improve the Service.

• To provide, maintain, and operate the Service for you.
• To compute analytics the Service offers — positions, portfolio performance, allocations, signals.
• To send transactional and service messages (sign-in confirmations, subscription receipts, alerts you’ve configured, important updates).
• To prevent abuse, fraud, and security incidents.
• To improve the Service — diagnose bugs, understand which features are used, test changes.
• To comply with legal obligations.

We do not sell your personal data. We do not use your portfolio or transaction data to train public machine-learning models.

The Service stores your sign-in tokens (access and refresh tokens) in your browser’s local storage so you stay signed in between visits. We may also use a minimal set of cookies or local storage for preferences (for example, dark / light theme).

We don’t use advertising cookies or cross-site trackers.

We share data only with service providers who help us operate Dharke:

• Google — for sign-in (OAuth 2.0). Google’s handling of your data is governed by their own privacy policy.
• Hosting and infrastructure providers — to run our servers, databases, and backups.
• Payment processor — to handle subscription payments securely.
• Email delivery and support tools — to send transactional messages and respond to your inquiries.
• Market data providers — we may fetch NEPSE market data from third-party sources; we don’t share your personal data with them.

We may also disclose data if required by law, to protect our rights, or in connection with a corporate transaction (merger, acquisition, or asset sale), in which case we’ll give you notice.

If you share a portfolio with another Dharke user (for example, as a member or collaborator), they can see the portfolio’s contents as permitted by the role you give them. If you mark a portfolio as Public, its contents become visible to anyone with the link. You can change visibility or remove members at any time.

We keep your data for as long as your account is active. If you delete your account, we delete your personal data within a reasonable period, except where we’re required to keep records (for example, for tax, accounting, or legal compliance) or where we’ve retained anonymized or aggregated data that can no longer identify you.

Depending on where you live, you may have the right to:

• Access the personal data we hold about you.
• Correct inaccurate data.
• Delete your data (right to erasure).
• Export a copy of your data.
• Object to or restrict certain processing.
• Withdraw consent where processing is based on consent.

To exercise any of these rights, contact us at [email protected]. We’ll respond within a reasonable timeframe.

We use industry-standard measures — encryption in transit, access controls, and regular backups — to protect your data. No system is perfectly secure, however; we can’t guarantee absolute security. If we become aware of a security incident affecting your data, we’ll notify you as required by law.

Dharke is not intended for users under 18. We don’t knowingly collect personal data from children. If you believe a child has provided us data, contact us and we’ll delete it.

Dharke is operated from Nepal. If you use the Service from outside Nepal, you understand that your data may be processed in Nepal and in any country where our service providers operate. We take steps to ensure it remains protected.

We may update this policy from time to time. If we make material changes, we’ll notify you (for example, by email or an in-app notice) before they take effect. The “Last updated” date at the top always reflects the current version.

For privacy questions, requests, or complaints, email us at [email protected].

See also our Terms of Service.